Kissimmee St Cloud Florida Why Buy Here?

      Kissimmee-St Cloud Florida Homes- Why Buy Here?

      Kissimmee -St Cloud Florida Homes For Sale.  Kissimmee St Cloud is geographically convenient to all the attractions without the tourist traffic most locals dread. Located southeast or Orlando, and within close proximity to the Orlando International Airport.  Yet it is near the hub of the attractions such as Disney, SeaWorld, The Wizzarding World of Harry Potter at Universal Studios, Beautiful  sprawling, sun soaked sandy Beaches on the Space Coast, and Melbourne Beach, and Cocoa Beach the hub for cruise lines. It is also  an easy drive to Daytona for Nascar fans.

St.Cloud Florida was established in 1909 as a City.  There are still many St. Cloud Florida Historic Homes which dot the tree lined State Streets.   St. Cloud Florida roots date back to the Civil War era. It is home to G.A.R., Veterans Museum in Kissimmee, Veterans Library, and many military vehicles are proudly on display in the park located on Highway 192 which is the main street.

The beautiful St Cloud Florida historic District is rich with restaurants and unique antique shops, vintage hotels, and a sense of small town Americana in the shadow of the high tech amusement parks located within a half an hours drive.

It is the geographically, the best place to live being centrally located, and predominantly residential.

Minutes from Lake Nona Medical Complex,Medical School, an easy commute to Orlando, or The University of Central Florida (UCF) and both the Osceola and ake Nona campuses of Vallencia College

Architecturally, the styles of homes in St. Cloud Florida vary dramatically. From its sugar mill era of turn of the century homes to modern new modern communities. There is something that will appeal to just about everyone.

Whether you are sun-seeking, or relocating  to Florida St. Cloud Florida has something for everyone. Homes, Land, Business Opportunities are all available here.

St.Cloud Kissimmee Florida home Prices are very attractive to Buyers, and there is an ample selection of homes to chose from and homes are slowly appreciating in year over year comparisons.


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Relocation services to Kissimmee St Cloud Florida are available. Contact us for a free relocation guide email a request to: Allison@Kissimmee-stcloudflhomes.com

st cloud  median sales prices

 Allison Stewart Real Estate Broker/Owner- St. Cloud Homes & Land, LLC Local Kissimmee-St Cloud Florida Real Estate Experts. Looking to buy in Kissimmee -St Cloud Florida; we will streamline the process and eliminate stress with our proven Purchasing System. Looking to sell your existing Kissimmee -St. Cloud Florida home we have a program for that too. We provide Unparallelled Customer Service, Rapid Response, and concenrate on your individual Real Estate Needs. Have a question? Contact us at Allison@Kissimmee-stcloudflhomes.com or call 407-616-9904

 

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St. Cloud Kissimmee Real Estate Experts

St. Cloud Homes & Land, LLC YOUR Local Real Estate Experts serving Home Buyers/Sellers in Kissimmee, St. Cloud Fl, Harmony, Lake Nona, Anthem Park, Bay Lake Ranch, Lake Lizzie, Reunion, Celebration, Lakepointe, Steven Plantation, Acadia Estates, East Lake, Windermere, Bay Hill. Our unparalleled service begins with YOU.

Allison Stewart Real Estate Broker/Owner- St. Cloud Homes & Land, LLC Local Kissimmee-St Cloud Florida Real Estate Experts. Looking to buy in Kissimmee -St Cloud Florida; we will streamline the process and eliminate stress with our proven Purchasing System. Looking to sell your existing Kissimmee -St. Cloud Florida home we have a program for that too. We provide Unparallelled Customer Service, Rapid Response, and concenrate on your individual Real Estate Needs. Have a question? Contact us at Allison@Kissimmee-stcloudflhomes.com or call 407-616-9904

St.Cloud Homes & Land, LLC
Allison Stewart Broker, SFR, CDPE
407-616-9904
Allison@Kissimmee-stcloudflhomes.com

 

Map of Kissimmee St Cloud Florida Area


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When buying or selling A Kissimmee St Cloud Florida Home Market Study Shows Surprising Fact

When Buying or selling  a Kissimmee St Cloud Fl home Market study shows surprising fact

Consumer Fact:

Only 4% of the consumers polled by the National Association of Realtors reported that Company Brand mattered. 

90% are looking online. Just as you are right now.

Real Estate is local.  What you look for is:  a property that meets your needs, appeals to your individual tastes and preferences, and one that will match your financial ability.  Next is finding a local Real Estate Professional to assist you. 

Realtors®  and Real Estate Agents

Realtor (pronounced Real-tor) are members of the National Association of Realtors® Real Estate Agents are not necessarily Realtors but all must be licensed.

                                                                                                   St. Cloud Homes & Land, LLC we are both.

 St. Cloud Homes & Land, LLC is a local Real Estate  Agency specializing in Residential Real Estate. This includes a large selection of St. Cloud Florida homes, vacation homes, town-homes, and condos. We also service Kissimmee Florida homes, vacation homes, town-houses, and condos.   We are local Real Estate specialists.

We are able to bring you the latest listings through our  Property Searches Page, seamlessly, and from the comfort and convenience of your current home.  By allowing you to preview online the current list  Kissimmee or St. Cloud H0mes for sale, it gives you an opportunity to see what is available and what will fit in your budget.  Once you contact us, we can organize a specific search based on your criteria and narrow down the best matches individually tailored to your needs.

  A large brokerage employing  many many  agents are much more likely to have a higher percentage of non producing agents, less Broker interaction and layers separating the consumer from the actual Broker.

The larger the company, the  more departmentalized  they have become.  Kind of like big Government.  The basic procedures, do not differ all that drastically from  a smaller family owned operation for instance.  Large or small, the mechanics of the Real Estate Industry are all basically the same.  We work with buyers and sellers to achieve a successful sale.

In Kissimmee St. Cloud Florida the mainstay of our community is small business. Businesses locally grown; which employ local people; servicing the local community.  Homes for Sale In St. Cloud Florida vary in architectural design, from historic to modern.  It is the sense of community which brings people together and it is why people want to live in St Cloud Florida, buy homes in St Cloud Florida and choose to buy businesses here in St. Cloud Florida.  

At St. Cloud Homes & Land, LLC we pride ourselves in being people oriented. Yes, we sell property.  A lot of it, but it is really about putting people together with properties they love.  It is about providing great reliable service, integrity and honesty.

 

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalleled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgeable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. Kissimmee Homes, St Cloud Florida Homes, Kissimmee Vacation Homes, Kissimmee Town Homes, Kissimmee Condos, St Cloud Vacation homes, St Cloud Town Homes, St Cloud fl historic homes, St Cloud Fl condos, all OSceola County Real Estate Properties.

Our Customer call us ” The best in business”, call us 407-545-8002

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: Allison@Kissimmee-stcloudflhomes.com

 

 

Diane Creations & Tea Room- A Neat Treat in Downtown St. Cloud Florida

DIANE’S CREATIONS AND TEA ROOM IN ST. CLOUD FLORIDA MAY JUST BE ONE OF THE COOLEST PLACES YOU HAVE EVER SEEN. Located at 1023 New York Avenue, St. Cloud Florida 34769, it is a hidden jewel and a really unique place to visit and eat when in St. Cloud, Florida. It also has some of the best fresh cooked delights you will ever taste. As a leading Realtor in St. Cloud FloridaI am always looking for unique places to take buyers during our house hunting outings, this one is absolutely a gem.

diane's creations & tea room st. cloud floridaWhen visiting St. Cloud Florida make a point to stop in for lunch, browse the antiques and original crafts that Diane’s Creations & Tea Room is famous for.

Diane’s Creations & Tea Room is open from 11:30-6pm Tuesday -Friday and from 11:30am-5pm on Saturdays.

Diane Watkin’s is the owner of Diane’s Creations & Tea Roomshe makes some of the best culinary delights which will excite your pallet without draining your wallet.

The Tea Room is warm and inviting and features a magnificent stone fireplace, and is a browsers delight.

Sample some Homemade quiche, or Soups and sandwiches. Recently opened, Diane’s Creations & Tea Room is already a local favorite eattery in the Historic District of St. Cloud Florida for many of the Groups and Organizations in St. Cloud Floridawho have booked it for private parties and intimate gatherings. You will feel as though you are stepping back in time walking through the doors.diane's creations & tea room St. Cloud Florida

Diane’s Creations & Tea Room in St. Cloud, Florida makes some of the finest scones you taste anywhere.

Photos Courtesy of Allison Stewart Realtor- local Real Estate Expert

The unique ambiance of this very intriguing shop/eatery is just delightful.

THIS IS A St Cloud Florida MUST VISIT PLACE!

 

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalleled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you and knowledge of the local area.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgeable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. Kissimmee Homes, St Cloud Florida Homes, Kissimmee Vacation Homes, Kissimmee Town Homes, Kissimmee Condos, St Cloud Vacation homes, St Cloud Town Homes, St Cloud fl historic homes, St Cloud Fl condos, all OSceola County Real Estate Properties.

Our Customer call us ” The best in business”, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: Allison@Kissimmee-stcloudflhomes.com

Home Warranties Buyers & Sellers 3 Great Reasons Should Consider

HOME WARRANTIES- WHY SHOULD YOU HAVE ONE? 3 GREAT REASONS – There is a lot of mystique surrounding Home Warranties. Truth is most buyers underestimate their value greatly. At the time you purchase a home; you have 30 days following the purchase to consider adding an additional layer of protection to your home. A Home Warranty.

Important Components are generally covered; including:

Electrical,

Heating & Cooling

Roofing

Plumbing.

A good home inspection will let you know if those components are in proper functioning order; but they in no way, are predictors of future problems entirely.

Anything can happen at anytime…then what?

That is where the added layer of protection a Home Warranty provides comes in.

Most have a reasonable deductible, and will cover all major repairs or replacement of a faulty covered component.

They are comprehensive and offer a clear list of what is covered and have numerous plans available.

They are convenient- most have 800 numbers and you can enroll by phone.

 

The Three Great Reasons to consider purchasing a Home Warranty for your next home are:

1) Savings (Repairs are expensive-a reasonable deductibles)

2) Peace of mind- if anything goes wrong you can place a service call and they will respond

3) Convenience- at the time of closing you can request information on Home Warranties form you title company or Real Estate agent. There are several good ones available to choose from and the additional insurance they provide is reasonable.

 

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. Kissimmee Homes, St Cloud Florida Homes, Kissimmee Vacation Homes, Kissimmee Town Homes, Kissimmee Condos, St Cloud Vacation homes, St Cloud Town Homes, St Cloud fl historic homes, St Cloud Fl condos, all OSceola County Real Estate Properties.

Our Customer call us ” The best in business”, call us 407-545-8002

Defining Market Recovery-Is the Florida Real Estate Market Recovering?

IS THE FLORIDA REAL ESTATE MARKET RECOVERING?-You bet it is.  By St. Cloud Realtor, Allison Stewart 

 I recently received an email from a friend asking if the Real Estate Market is really recovering. It has a snazzy Google Map which showed foreclosures int he hardest hit areas. Orlando for instance was 1 in 14 homes. IT LOOKS DRAMATIC- A SPLASH OF RED DOTS EVERYWHERE…BUT LET’S LOOK CLOSER- as a leading realtor in St. Cloud Florida, I study the market and what it is doing daily. I have seen consistent gains being made for more than six consecutive months. Not huge jumps, more a slow steady increase in sale and slight rise in the median price of homes for sale in St. Cloud Florida.

I noticed under Orlando- it covers Orange, Osceola , and a bit of Polk County as well.

Note this also includes TIME SHARES – remember them? They technically fall under foreclosure status because a buyer is issued a deed with their shares. So 1 Unit can technically default 52 times (by 52 separate owners) This puffs the numbers, but is valid.

Strategic Defaults: from Investors, Foreign Owners, and Domestic Investors particularly in the Orlando Area including Osceola County; have added to the numbers as well. Remember the boom attracted speculators like a moth to a flame. The overpriced investments were among the first to tank when the market soured. Homes in Harmony Florida  is an excellent example of this 44% of the homes are in receivership. $300-400,000 dollar homes sold in 2005-2007 are now selling for $129,000-149,000.

PREVIOUSLY FORECLOSED PROPERTIES:

Bank of America is currently holding a FIVE year inventory of foreclosed homes. (This came directly from Bank of America sources) Wells Fargo, is seeking deficiency judgements on borrowers who default. So they not only will take your home; they will slap a judgement on you for the unpaid balance if you try an sell short sale. This is a double whammy to your credit. The deficiency judgement can sit and collect dust in the court house records indefinitely but could prevent you from getting a loan in the future until it is paid.

BANKRUPTCY:

DOES NOT stave off foreclosure- it halts the process until the debts are discharged-then the foreclosure moves forward. Because Florida is a judicial state; the current backlog of pending foreclosures is just over 400 days from the date of filing. During this time they do have the option of applying for a short sale to avoid foreclosure. Distressed homeowners, can remain in their for over a year (not pay their mortgage) by the time the foreclosure gets in front of the judge. And many are.

Here is another little ditty: HOA’s are also filing foreclosure notices on delinquent homeowners! Nice huh? They have attorneys who have successfully foreclosed for non payment of dues. This is particularly dangerous for homeowners who have paid off their homes.

SHIFTING FROM A TRADITIONAL SALE TO A DISTRESS SALE FOR THOSE HANGING ON BY A THREAD

There are rare cases where the homeowner has accumulated equity ( from homes purchased 12-15 years or more ago)-then suffered a hardship (like the loss of a job) when they become delinquent; The home owner lists the house and gets an offer- the bank enforces the “Accelleration Clause” which is found in every mortgage under the default terms. This escalates fees, penalties, and interest at a rate which makes it impossible for the home owner to remain liquid. As such if they fail to close by the bank deadline, the banks will not rescind the fees to close; they will instead offer the option of becoming a short sale.

A Notice or filing is not necessarily a foreclosure. Although it is recorded that way- it is not a foreclosure until it goes before the judge. SO the numbers are skewed somewhat by the “Notices” which are intent to foreclosure and not actual foreclosures.

Also noteworthy are the changes in Short Sales ( where the home owners owes more than the home is worth) The foreclosure crisis was fueled by lenders NOT accepting short sales and refusing to work with distressed home owners, taking as long as 6 months to accept an offer, or waiting 6 months to reject the offer and moving forward on foreclosure- until December 28, 2010 when the Home Affordable Foreclosure Act– (HAFA) was signed into law.

Under HAFA- homeowners have a 30 day response from the lender required. Relocation incentives up to $6000 for junior lien holders Property can be vacant or rented for up to 12 months

Did you know… Chase Bank is offering Short Sale applicants an additional incentive- I have one borrower who is eligible for $10,000 at closing IF he sells his house. He would have also received an additional $3000 if he still lived there under HAFA guidelines. The banks figured out that flooding the market with foreclosures only drove the prices down.

So they have restricted releasing foreclosed homes while tightening lending requirements for new borrowers. Cash buyers are having a field day. Foreclosures also known as REO (Real Estate Owned) homes are being held in “Shadow Inventory” by lenders in hopes of recovering more of the lost investment. They have, in most cases already collected from Mortgage Insurance companies which helped them by insuring as much as 25% of the lost investment. They too must sign off on a short sale as well as the bank Investors which include Fannie and Freddie.

So what does this all mean?- it means that investors, second home owners, first time home homes and Veterans wanting to use their GI Bill have an opportunity here to get a home at historically low prices. Interest rates are also at historic lows.

In St. Cloud, prices have reverted back to the early 1990’s. Making them very attractive investments as rentals, and first time home buyers.

The average price is $122,000 in St. Cloud, Florida at the moment. And yes, sales are being achieved. Buyers are looking to take advantage of the favorable conditions, lower interest rates, and good supply of homes know that by buying now- they have a hedge against inflation and and edge over devaluation of the dollar concurrently.

Food for thought….

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalelled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: Allison@Kissimmee-stcloudflhomes.com

First Time Home Buyers Learning the Ropes in Real Estate

LEARNING THE ROPES OF HOME BUYING– Most first time home buyers are not sure where to begin; but 87% of them will start on the Internet. Another 30% drive through various communities, and make call sign calls to various agents on homes they see are for sale.

Let us show you the Ropes St. Clpud Homes & Land, LLC 407-616-9904 Few agents use “Sale Pending” signs at least in my area of St.Cloud Kissimmee Florida. First time home buyers often find out too late the home they liked on the drive by is already off the market or “pending” which mean it has a contract on it.

Knowing how the Real Estate business works can save you lots of headaches down the road and help you avoid conflicts between agents and agencies. Real Estate is a commission based profession.

LEARNING THE ROPES OF HOME BUYING

1) “KNOW BEFORE YOU GO” Getting Pre-Approved for a Home Loan. Any bank, credit union, or mortgage professional can pre-qualify you for a Home Mortgage Loan. It is fast, easy and free. Once you know how much home you can afford; then the next step is looking at homes which meet that budget.

2) ONLY YOU….

It is very important that you work with only one agent when buying a home. Interview several but choose only one you feel comfortable with. They will work with you fine tuning your search, saving you time and money wasted exploring homes which do not match 100% what you are looking for and can afford. They should be good communicators, skilled negotiators, and understand what exactly you want. The should return phone calls in a timely manner and be flexible depending on your schedule.

3) Don’t Procrastinate- Keep the End Result in Mind.

Well priced homes in the lower end price ranges sell fast. When you begin looking keep the end result in mind- to buy a home. Waiting to make an offer means someone may beat you to it. So when you find the home you like, be prepared to make that offer in writing.

4) Ask Questions

Do not be afraid to ask questions. You agent should be a local area expert, and if they do not know the answer to a particular question can be a great “source for the source” they may help guide to to where you can find that answer. Also they are invaluable when it comes to researching the market conditions, past sales and helping you to evaluate what the fair market value is.

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalelled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: Allison@Kissimmee-stcloudflhomes.com

St Cloud Kissimmee Home Buyers Insider Secrets to Grabbing a Great Florida Homes

St Cloud Kissimmee Home Buyers Insider Secrets to grabbing great Florida homes. Ready to take the big step into buying your Florida home?  Insider secrets to making the home buying process go smoothly.  Homes for sale in the Kissimmee St Cloud Florida area  seem to be moving more rapidly off the market.  When looking to buy a home in St. Cloud Florida or Kissimmee Florida there are a few insider secrets that will help you get a great deal before someone else beats you to it. 

 The Keys To Making a Successful Offer Are: Planning, Preparation and Timing:

PLANNING:

Most First time home buyers are unaware they need to have a Pre- Approval Letter in hand before they begin looking at St Cloud or Kissimmee Homes for sale.

 As a leading St Cloud Florida Real Estate Brokerage, St Cloud Homes & Land, LLC  refer buyers to many area lenders, mortgage companies and banks.You may chose any one you like.

 

Once pre-Approval is determined and obtained, they will write you a letter which can include with out offer. This is a must, when planning to buy a Short Sale or Foreclosed St Cloud Fl home or Kissimmee Florida Property.

 In a traditional, non distressed sale; it strengthens your offer and shows a seller that you have taken the first and most important step in preparing to purchase a home. You can edge out your competition by being properly prepared and have your Pre-Approval in hand when you are previewing Kissimmee or St Cloud Florida home properties you plan on purchasing.

PREPARATION:

Hiring A Professional,  the Right Agent  to assist you does not require cash up front. Realtors® or Real Estate agents are paid by the seller at closing. Our Experienced Realtors® Preview properties on a regular basis, can match your wants, needs and “must have” amenities with the properties which best fit your budget.

 By eliminating right off the ones which are not a perfect match, you can fine tune that search to a handful of we at St. Cloud Homes & Land, LLC have called ” Hot Property Prospects”    Our search page is enabled to show you exactly what is available in real time.

Once we have your top picks, we can arrange showings for you. For long distance buyers, video tours are available, along with detailed photo arrays depicting the property’s real condition, the street views, all sides of the property, so that you can feel as though you are there in person.

TIMING:

In certain price ranges under $150,000 there can be stiff competition. You must have a down payment (even on 100% financing) in order for a Purchase Agreement to be legally binding. When you find the perfect Kissimmee Home for Sale,

These funds are held in Escrow (safe keeping) and will be used at the time the transaction closes.

CLOSING COSTS– It is smart to have funds for closing. Distressed Properties or Foreclosed Properties may not have provisions in place to assist with closing costs. Typically we see incentives such as these in new construction.

Insiders know, allowing 3% of your purchase price would be sufficient to cover, Title Work, Title Insurance, Surveys and Inspections, as well as provisions for taxes and insurance.  All of which you will need when closing on your Kissimmee St Cloud Florida  home.

 These insider tips are a valuable resource. The better prepared you are to move forward when you find the right Kissimmee St Cloud Florida home you want, the better your success rate will be in making that all important offer, getting it accepted and closing on the home you really want.

Thinking about it, means you are literally leaving the door open for the next person to take the home you liked the best. It happens all the time. Buyers are heartbroken they waited too long before making the offer. When Buying homes In St Cloud or Kissimmee Florida  Be prepared, be ready to make the offer, and bring a check book

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. Kissimmee Homes, St Cloud Florida Homes, Kissimmee Vacation Homes, Kissimmee Town Homes, Kissimmee Condos, St Cloud Vacation homes, St Cloud Town Homes, St Cloud fl historic homes, St Cloud Fl condos, all OSceola County Real Estate Properties.

Our Customer call us ” The best in business”, call us 407-545-8002

 

Kissimmee-stcloudflhomes.com Estate have become more complex. The transfer of your Kissimmee-St.Cloud Florida home, if it is mortgage free is relatively simple.

Transfers prior to death, can be done by a Quit Claim Deed.

Typically this is between family members; or in some cases a divorce. The grantor relinquishes their rights to a specific property and conveys no guarantee of clear title to the receiving party (Grantee).

A Title Search performed by either a Title Company, or Real Estate Attorney would also be recommended, to determine if their are any obstacles which might need to be cleared in the event at some time in the future you decide to sell your Kissimmee or St Cloud property.

 

QUIT CLAIMS AND TRANSFERING REAL PROPERTY IN OSCEOLA COUNTY FLORIDA

In cases where no mortgages exist and the transfer is between family members a Quit Claim Deed will effectively transfer ownership seamlessly.  The cost is approximately $20.00  which is paid to the Clerk of Courts In Osceola County  the courthouse is located in Kissimmee.  A new Deed will be issued.This can also be done by mail.

 

Important Things toKnow About Your Osceola County Florida Property.

PROPERTY TAXES: In Florida, property taxes are due in November. They reflect the assessed value of the property for the prior year and must be paid in one lump sum for properties without a mortgage.

If you have inherited a house, you would then be responsible for paying the taxes. You may also want to inquire about the Homestead Exemption which offers up to $50,000 off the taxable value of a property IF it is your primary residence.

INSURANCE:

Homeowners Insurance regulations have changed dramatically over the past several years. Since most policies are written for “Owner-Occupants” the risk of having a policy canceled when a homeowner dies is high. Insurance companies do not like to insure vacant properties. It is important to contact the insurance carrier and discuss which options will best fit your needs and use of the property.  Insurance for renters is available.  Tax records will be checked by the insurance company so it is imperative you are honest when making your application.

FLORIDA UTILITIES: There are two primary Utility Service providers in the Osceola County Florida  Area. They are OUC and Florida Power & Light (FPL) and Kissimmee Utility Authority

NATURAL GAS- is also available in some parts of Central Florida. You will need to contact them as well to transfer billing over.  Don’t forget, the phone company, Internet provider and cable companies.  All of these items have to factor into running costs of the property you inherit.

REPAIRS AND MAINTANCE

Something else to consider are necessary repairs the home may need.

Often, when someone has been ill, routine maintenance may have been put on the back burner.  Having a home inspection, could alert you to problems you may not know are there.  It is a proactive way to approach and curtail possible problems. It will also be a benefit should you later decide to sell the home.

To Sell or Not To Sell?

That is a very personal decision. There may be sentimental attachment to the  property. The housing market, is what it is. Home Values in Kissimmee St Cloud Florida vary based on location, condition, age, and recent sales. Unlike Assessed Value which is for tax purposes. Often the two are not the same. 

 Find a reputable agent, you can build a rapport with, one who understands what your objectives are and will help you to achieve those objectives as stress free as possible.  A comprehensive Market Analysis will help to determine your homes current market value. 

If selling is not what you want to do right now, you must decided who will maintain the property. Lawn Care, Repairs, and security issues should all be considerations in this important decision.

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalelled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: Allison@Kissimmee-stcloudflhomes.com

 

 

http://www.kissimmee-stcloudflhomes.com/615/

Why Color Matters When Renovating or Making Your Home Ready For Market

DOES COLOR MATTER? WHEN IT COMES TO HOMES IT MAY. Everyone seems to have a favorite color, wouldn’t you agree? Take for instance a sports car; the number one color is red. It is flashy and eye catching. When it comes to homes however, a red home does not have the same impact as it does with a sleek stylish sports car does it?

Red is perhaps one of the least appealing colors when it comes to something as large as a home.

It tends to make the home look smaller, and even a little dingy.

The enclosed porch also makes the house seem forbidding, dark and unattractive.

Not exactly the home you would put first on your list is it?

  When previewing homes it is important to remember that some things like color can be easily changed.  Do not write off a home because you do not like the color.

 

 

How about now?

This is the same house “After”

Blue was an excellent choice for this home.  See what a dramatic difference a few gallons of paint can make?  Had you passed on this home the first time, you may have missed a diamond in the rough.  Sometimes seeing it as it could look with a little TLC is worthy of a little thought.

Removing the screens from the porch, and painting the posts white make it much more welcoming and inviting.

 

Color does impact the way a potential buyer may perceive your home. Choosing the right color can make a big difference and increase the value of your home as well.  When previewing homes, consider making changes which will bring the property to life. These things include exterior paint, landscaping, and contrasting or complimenting trim colors.  All very simple things which have a dramatic impact.

Why Does Every House I Want Has An Offer On it?

Why Does  It Seem Like Every House I want To Make An Offer On-Has An Offer On It? Kissimmee homes for sale, St. Cloud Florida Homes for sale seem to be flying off the market. But when you compare what  home sells for here compared to other major metropolitan areas; the home prices in Kissimmee St Cloud Florida are dirt cheap. As a result the better kept homes, needing little to no work are moving quickly.

Proper Preparation is the key. Some buyers are going about the home buying process in a less than organized manner. When Shopping for a well proced home; a little planning and preparation will take you far. The reason people hit obstacles is that they are unaware that the market is more active than they realize. Who is your competition? Certainly other home buyers, as well as investors.

INVESTORS HEDGE THEIR BETS

Investors have been hedging their bets in Kissimmee-St. Cloud Florida. Many will have multiple offers on multiple properties simultaneously. When they get a clear to close on one, they will rescind the other offers and move forward on the one they have a lock on. This creates confusion for other Buyers who are looking for a primary residential property.

St. Cloud Homes & Land, LLC 407-616-99043 SIMPLE THINGS YOU CAN DO TO GET AN COMPETITVE EDGE AS MARKET PRICES RISE

There are three simple things you can do to get a competitive edge as the market prices rise.

1) Have your financing lined up in advance of beginning your search for a home.

2) Research Kissimmee -St.Cloud Florida homes online and get familiar with current pricing in advance.

3) Be Prepared to write the offer when you are ready to preview.

A little advanced preparation makes a big difference when you are serious. The average Home Buyer searches online for upto one year in advance. Once they ahve narrowed dow what they are looking for and how much they are qualified to spend, fine tuning the search becomes much easier.

Working with ONE Real Estate professional is also important. Realtors® abide by a strict Code of Ethics; and they are prohibited from working with you if you are already represented. So make your selection based on their local expertise, Market Familiarity, and knowledge of market conditions, and experience. Make sure the fit is right for you. Once you have selected an agent or Real Estate Broker that you are comfortable with, the communications between you and them will be seamless and the transaction should flow more freely.

The Market is rising armed with a few important tools you will be ready to make your Kissimmee-St. Cloud Florida home purchase a smooth and easy process.

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalelled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: Allison@Kissimmee-stcloudflhomes.com