Leading Experts Say The Housing Market Will Not Recover..Really? What is Happening in the Florida Housing Market

Leading “Experts” Predict the Housing Market will not recover…really?  As leading St Cloud RealtorFlorida Realtor and Kissimmee Real Estate Expert-I beg to differ. Real Estate has always been a cycular commodity. Even in the Great Depression of 1929, the housing market did bounce back then; just as it will again, but in a much more controlled slow manner. If one expects instant gratification and rebound-that will not happen.

How will the housing market  recover occur? Let’s Look at the Florida Housing Market. As a leading Realtor/Broker in St. Cloud Florida, I can say with certainty that the recovery of the housing market in St. Cloud and Kissimmee Florida Housing market is largely dependant upon the banking industry and foreclosed homes being held in silent inventory.

 If the banks release  too many foreclosed homes  at one time, the market will be oppressed for an extended duration. However, if the foreclosed inventory is released incrementally, prices will make gains, as they are currently in the St Cloud and Kissimmee Florida areas, although modestly. These areas were among the hardest hit in the Housing Market Crash. So the fact that gains are being made is noteworthy.

The real question is it sustainable?

Only if the banks continue to make foreclosure  releases in moderation. It will take years to liquidate the surplus inventory of homes they currently are holding as a result of defaulting borrowers.  However, as history indicates here in the US, 6% annual gains in the housing market were sustainable for over 30 years prior to the artificial creation of the housing bubble which was attributed to the media fueling a  manufactured frenzy, lenders offering loan products which were designed to put borrowers in jeopardy and lack of consumer knowledge in general regarding the terms and conditions of the loan they were being offered which were too good to refuse for many. The frenzy created  was unsustainable and unrealistic, causing hyper inflation of homes and subsequently had no other reasonable course but to decline when borrowers failed to meet their mortgage obligations. 

So FOUR years later….

The housing market in the US is making gains in year over year comparisons. They are not overly impressive gains, but are gains none the less.  There  is ample opportunity for first time home buyers to enter the housing market from which they were previously excluded due to hyper inflation of housing prices.  .

FACTORS OFTEN OVER LOOKED BUT WORTHY OF A MENTION

 Renters: Shut out buyers have been laying in wait, and have now discovered they can afford housing. Prices have reverted to previously low levels which is opportune timing for them. They will transition from renting to buying.

Women will buy in larger volume than they did previously. As much as as 20% is predicted to be female professional women

We have the return of thousands of Veterans with benefits reentering the housing market.

 Loans will be secure, and they also now have opportunities available to them to  utilize those VA benefits which they earned while in Military Service.

They will now, just as they did back in the 1940’s after WWII stimulate the housing market.

In addition, we have a growing population of baby boomers who are well qualified and funded with retirement income, dividends from other investments, and pension plans looking to invest in housing as a shield from higher proposed taxes, and as a means of protecting their estates from increased taxation.

They are in an excellent position to purchase now, hold for future generations, or subsidize their previous investment income by transitioning into rental ownership until such time the market recovers.

 There are four or more sectors of the population which can and will sustain the housing market.  The key is in the hands of consumers as well as the control of release of the previsously foreclosed  home inventory.  Do not expect instant gratification- there is no quick fix other than time for the housing market to heal and regenerate which is slowly beginning to do.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. Kissimmee Homes, St Cloud Florida Homes, Kissimmee Vacation Homes, Kissimmee Town Homes, Kissimmee Condos, St Cloud Vacation homes, St Cloud Town Homes, St Cloud fl historic homes, St Cloud Fl condos, all OSceola County Real Estate Properties.

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7 Ways To Enhance Your Kissimmee St Cloud Florida Home Value

 Enhancing your Kissimmee St Cloud Home Value can be done easily and inexpensively. The economic downturn has forced many homeowners to put off costly repairs, and even routine maintenance due to lack of disposable income. Often these simple things, are the ones that end up costing you thousands of dollars in terms of sales price; especially in hard hit Florida where housing values tanked and have been very slow to recover.

 

1. RAKE OUT THE AREAS AROUND YOUR TREES

Enhancing the overall curb appeal of your home, is a signal to potential buyers that your St Cloud Kissimmee home for sale looks  is well cared for.

This begins the moment  Buyers pull up to your curb.

Creating a circle around the base of the tree gives it a much more manicured appearance. Mulch is less than $4.00 a bag and will enhance the homes appearance tremendously.

 

2. A QUICK WASH OF THE EXTERIOR.

An old broom and bucket of water with a 2 cups of Bleach will freshen the appearance and remove the discoloration. Using an old broom, makes removing the pollen and mold much easier.

Clean out the rain gutters while you have the ladder out.

 

3. PULL THOSE UGLY WEEDS.

It is a tedious job and frankly No ones likes to do it.

Round up can be expensive. A Cup of mildly diluted bleach in a spray bottle will kill off weeds and vines making them easier to remove.

Another tip is trying 1/2 cup of white vinegar mixed with 1/2 cup and salt. That will kill weeds too.

 

4. REPLACE FAULTY SWITCHES.

Home Inspection Reports which show faulty light switches can easily turn a potential buyer off, and make them leery there may be other hidden electrical issues. This is an important upgrade to older Kissimmee St Cloud Florida Homes for sale

A light switch cost less than $1.50 and easily be replaced.

Turn off the circuit breaker first!

 

5. REMOVE WALL PAPER.

Wallpaper went out in the 1980’s.

Yet, a surprising number of homes still have it.

Simple soap and water will remove stubborn wall paper.

Soaking the paper makes scrapping it off much easier.

Spray the wallpaper until wet, let sit a minute and scrap it off.

 

6. CHECK THE BARGAIN BIN AT THE LOCAL HOME IMPROVEMENT FOR DEALS ON PAINT.

A gallon of paint can be purchased inexpensively, and will freshen up the room.

Check the bargain bin at your local Home Improvement store- you can save up to 75% off the price and may find a color that is perfect and preferably neutral suitable for any  decor.

A fresh coat of paint enhances  your St Cloud Kissimmeee Florida’s  home value, choose a neutral color so that potential buyers can visualize their furniture and belongings on a clean pallet.

Clean walls, carpets, and elimination of odors are fundamental to the proper presentation of your home.

 

7. GET RID OF THE KITCHEN COUNTER CLUTTER.

Truth be told, the kitchen counter ends up collecting items you absolutely never use on a regular basis.

Now is a good time to go through your storage spaces and have a garage sale. Time to abandon your unused Fondue set, chocolate fountain you bought several years ago, the electric bun warmer your Mother had, and the crock pot with the broken handle.

Freeing up the available cabinet space, will keep your counter cleaner, and free of clutter which makes even the largest kitchen seem small.

These Seven Cheap and Easy tips can enhance your Kissimmee St Cloud Florida home value by thousands of dollars. Whether you are planning to sell your existing Kissimmee St Cloud Florida home, or not. It does not take a ton of money to improve where you live or how you live. What is does take is a little effort, and knowing what will make the most difference for the least amount of money.

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St. Cloud Kissimmee Real Estate Experts

St. Cloud Homes & Land, LLC YOUR Local Real Estate Experts serving Home Buyers/Sellers in Kissimmee, St. Cloud Fl, Harmony, Lake Nona, Anthem Park, Bay Lake Ranch, Lake Lizzie, Reunion, Celebration, Lakepointe, Steven Plantation, Acadia Estates, East Lake, Windermere, Bay Hill. Our unparalleled service begins with YOU.

Allison Stewart Real Estate Broker/Owner- St. Cloud Homes & Land, LLC Local Kissimmee-St Cloud Florida Real Estate Experts. Looking to buy in Kissimmee -St Cloud Florida; we will streamline the process and eliminate stress with our proven Purchasing System. Looking to sell your existing Kissimmee -St. Cloud Florida home we have a program for that too. We provide Unparallelled Customer Service, Rapid Response, and concenrate on your individual Real Estate Needs. Have a question? Contact us at Allison@Kissimmee-stcloudflhomes.com or call 407-616-9904

St.Cloud Homes & Land, LLC
Allison Stewart Broker, SFR, CDPE
407-616-9904
Allison@Kissimmee-stcloudflhomes.com

 

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RENOVATE YOUR KISSIMMEE ST CLOUD FLORIDA HOME

IS IT MORE ECONOMICAL TO REPAIR YOUR KISSIMMEE ST CLOUD FLORIDA HOME YOURSELF? 

Well, if you are a practical person, the dollar and cents may add up in your favor, especially if you shop around.

There are still some mortgage programs like the 203K program which allow for repairs.

Granted there are also some hoops to jump through. It is really about comparing costs.

 

Depending on the KISSIMMEE  St Cloud Florida property location,  also consider, condition, age and after repair value.

Kissimmee/St. Cloud Florida Homes are selling. Many of them are at discounted prices as short sales or foreclosures in need of repairs and renovations. Is purchasing a Kissimmee St Cloud Florida home as part of the Neighborhood Stabilization Program and having to go to Education Class to qualify to buy one of these gems at a “discount”, really right for you? NSP Vendors do a great job in patching , repairing, and replacing things in homes in need of a little TLC.

And for some Buyers searching for homes in Kissimmee St Cloud Florida they are indeed a bargain.

Buyer tip: A higher end home will yield a greater return-even if the repairs needed are more extensive.

Low end Homes have a maximum value; regardless of how much money you spend, a low end home, may not yield the best return on investment. Something to weigh carefully.

Renovations are making a come back in Osceola County and Homes in Kissimmee St Cloud for sale are prime. There is a multitude of housing, which are considered distressed such as short sales, or foreclosures. Often these homes have been neglected, due to limited owner finances. These home can be purchased for below market value, and with a little effort can easily be repaired, renovated and rejuvenated and still turn a profit down the road.

Over time, improvements and repairs you make today will help maintain property value long term.

WHAT REPAIRS ARE THE BEST REPAIRS  TO MAKE TO YOUR KISSIMMEE ST CLOUD FLORIDA HOME?

  1. Painting the exterior
  2. Roof Repairs
  3. Termite damage Repairs
  4. Plumbing Repairs
  5. Electrical Issues

These four point inspection items will be of the most benefit both for your term as an owner and when it is time to sell your Kissimmee St Cloud Florida  property in the future.

Allison Stewart Real Estate Broker/Owner- St. Cloud Homes & Land, LLC Local Kissimmee-St Cloud Florida Real Estate Experts. Looking to buy in Kissimmee -St Cloud Florida; we will streamline the process and eliminate stress with our proven Purchasing System. Looking to sell your existing Kissimmee -St. Cloud Florida home we have a program for that too. We provide Unparallelled Customer Service, Rapid Response, and concenrate on your individual Real Estate Needs. Have a question? Contact us at Allison@Kissimmee-stcloudflhomes.com

Should You Sell Your Own Home in Kissimee St Cloud Florida?

Every potential Kissimmee or St Cloud Florida home seller has to decide: Do I sell it myself  or do I use a Realtor?  What are the pros and cons of trying to sell a home yourself?

Why Kissimmee St Cloud Home Sellers Want To Sell Themselves?  To Save money of course!  Buyers share the same goal.  Did you know that on average a For Sale By Owner (seller attempting to sell a property without a Realtor) will net 9% less than if they used a professional to assist them.
There is more to selling your home than just sticking a sign in the ground. Most sales today are achieved by combining various forms of marketing. While  a homeowner may sell 3-4 homes in their lifetime, Kissimmee St Cloud Florida Real Estate Agents are selling 3-4 monthly even in this market.

The Arguments For Selling Your Own Kissimmee Home or St. Cloud Florida Home

The 3 Top reasons Kissimmee or  St. Cloud Florida home owners will try to go it alone are:

  • They want to save money
  • Some have had a previous bad experience
  • They think they can do a better job than a Kissimmee St. Cloud Florida Realtor®

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Selling Your Kissimmee St Cloud Home

What Are the Benefits of using a Kissimmee St Cloud Realtor?

  • Evaluate and Estimate the Current Market Value of your home
  • Prepare a punch list of repairs which will enhance the value of your home
  • Recommend staging
  • Discuss current market conditions and how they effect your homes value
  • Analysis of recent comparable sales
  • Prepare and Market the property for maximum exposure to buyers
  • Photograph the property professionally
  • Create a custom Virtual tour
  • Implement a multi level market program with proven results
  • Arrange showings
  • Pre-Qualify buyers
  • Negotiate best terms and conditions
  • Write and Review Purchase Agreements
  • Arrange escrow,
  • Work With Title Companies
  • Arrange survey
  •  Arrange  inspections
  • Clear obstacles to closing
  • Attend final walk through
  • Attend closing

So while there may be 3 good reasons not to use a Kissimmee  or St. Cloud Florida Realtor, There are 20 reasons to consider it.

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Selling Your Kissimmee St Cloud Home

St. Cloud Kissimmee Real Estate Experts

St. Cloud Homes & Land, LLC YOUR Local Real Estate Experts serving Home Buyers/Sellers in Kissimmee, St. Cloud Fl, Harmony, Lake Nona, Anthem Park, Bay Lake Ranch, Lake Lizzie, Reunion, Celebration, Lakepointe, Steven Plantation, Acadia Estates, East Lake, Windermere, Bay Hill. Our unparalleled service begins with YOU.

Allison Stewart Real Estate Broker/Owner- St. Cloud Homes & Land, LLC Local Kissimmee-St Cloud Florida Real Estate Experts. Looking to buy in Kissimmee -St Cloud Florida; we will streamline the process and eliminate stress with our proven Purchasing System. Looking to sell your existing Kissimmee -St. Cloud Florida home we have a program for that too. We provide Unparallelled Customer Service, Rapid Response, and concenrate on your individual Real Estate Needs. Have a question? Contact us at Allison@Kissimmee-stcloudflhomes.com or call 407-616-9904

St.Cloud Homes & Land, LLC
Allison Stewart Broker, SFR, CDPE
407-616-9904

 

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