Estate have become more complex. The transfer of your Kissimmee-St.Cloud Florida home, if it is mortgage free is relatively simple.

Transfers prior to death, can be done by a Quit Claim Deed.

Typically this is between family members; or in some cases a divorce. The grantor relinquishes their rights to a specific property and conveys no guarantee of clear title to the receiving party (Grantee).

A Title Search performed by either a Title Company, or Real Estate Attorney would also be recommended, to determine if their are any obstacles which might need to be cleared in the event at some time in the future you decide to sell your Kissimmee or St Cloud property.



In cases where no mortgages exist and the transfer is between family members a Quit Claim Deed will effectively transfer ownership seamlessly.  The cost is approximately $20.00  which is paid to the Clerk of Courts In Osceola County  the courthouse is located in Kissimmee.  A new Deed will be issued.This can also be done by mail.


Important Things toKnow About Your Osceola County Florida Property.

PROPERTY TAXES: In Florida, property taxes are due in November. They reflect the assessed value of the property for the prior year and must be paid in one lump sum for properties without a mortgage.

If you have inherited a house, you would then be responsible for paying the taxes. You may also want to inquire about the Homestead Exemption which offers up to $50,000 off the taxable value of a property IF it is your primary residence.


Homeowners Insurance regulations have changed dramatically over the past several years. Since most policies are written for “Owner-Occupants” the risk of having a policy canceled when a homeowner dies is high. Insurance companies do not like to insure vacant properties. It is important to contact the insurance carrier and discuss which options will best fit your needs and use of the property.  Insurance for renters is available.  Tax records will be checked by the insurance company so it is imperative you are honest when making your application.

FLORIDA UTILITIES: There are two primary Utility Service providers in the Osceola County Florida  Area. They are OUC and Florida Power & Light (FPL) and Kissimmee Utility Authority

NATURAL GAS- is also available in some parts of Central Florida. You will need to contact them as well to transfer billing over.  Don’t forget, the phone company, Internet provider and cable companies.  All of these items have to factor into running costs of the property you inherit.


Something else to consider are necessary repairs the home may need.

Often, when someone has been ill, routine maintenance may have been put on the back burner.  Having a home inspection, could alert you to problems you may not know are there.  It is a proactive way to approach and curtail possible problems. It will also be a benefit should you later decide to sell the home.

To Sell or Not To Sell?

That is a very personal decision. There may be sentimental attachment to the  property. The housing market, is what it is. Home Values in Kissimmee St Cloud Florida vary based on location, condition, age, and recent sales. Unlike Assessed Value which is for tax purposes. Often the two are not the same. 

 Find a reputable agent, you can build a rapport with, one who understands what your objectives are and will help you to achieve those objectives as stress free as possible.  A comprehensive Market Analysis will help to determine your homes current market value. 

If selling is not what you want to do right now, you must decided who will maintain the property. Lawn Care, Repairs, and security issues should all be considerations in this important decision.

Homes & Land, LLC,. A local St Cloud Florida Real Estate Brokerage.

Committed to excellence and superior customer service, the emphasis has always been on Unparalelled Customer Service which begins with YOU. St. Cloud Homes & Land, LLC has performed consistently and grown over the years. What makes us successful is our commitment to you.

Knowing a little about us is nice, but Focusing on what is important to you is what we do best!

Whether Buying St Cloud Florida Homes & Land, or Selling St. Cloud Homes or Land, Allison will take the time to find out what is important to you, answer your questions, and share important information on current market conditions.

Licensed and Certified we specialize in ALL aspects of residential Real Estate. From contact to closing we are with you every step of the way, answering your questions, overcoming obstacles and getting you to the Closing table as stress free as possible. Our team consists of like minded, friendly knowledgable Sales Associates who offer outstanding Customer Service. We guarantee you love what we can do for you in making your Home Buying or Selling Experience with us a good one.

St.Cloud Homes & Land, LLC is a full service Licensed Real Estate Agency Providing OUTSTANDING customer service and commitment to excellence for its clients. The best in business, call us 407-545-8002

St.Cloud Homes & Land, LLC
Providing Professional Real Estate Services
2490 Bronco Drive
St. Cloud, FL 34771
Phone: 407-545-8002 | Email: